The Discover Merchant Settlement relates to claims involving certain Discover payment card practices and merchant fees. Eligible businesses that accepted Discover card payments during the applicable eligibility period may qualify for compensation through the settlement.

Settlement payments, if any, are generally based on factors such as transaction volume, estimated interchange or processing data, total valid claims submitted, settlement administration costs, attorneys’ fees, taxes, and other court-approved expenses.

Final payment amounts, if any, will be determined by the Settlement Administrator and approved by the Court.

The Court-approved claim filing deadline passed on May 18, 2026. Late claims may still be submitted in certain circumstances; however, late claims may not be considered, processed, approved, or paid by the Settlement Administrator.

No recovery, payment, or claim approval is guaranteed for late claims.

Yes. A separate claim should generally be submitted for each legal entity and EIN/Tax ID number.

Yes. Businesses that are no longer operating may still qualify if they accepted Discover card payments during the eligible period.

Businesses that do not submit a valid claim generally will not receive payment from the settlement.

There is currently no confirmed payment distribution date. Claims must first undergo review, validation, and processing by the Settlement Administrator and Court before any payments may be issued.

No. RMF is an independent third-party claims assistance company and is not affiliated with, endorsed by, retained by, or appointed by the Court, Class Counsel, Discover Financial Services, or the Settlement Administrator.

No. Businesses may file directly with the official Settlement Administrator at no cost. RMF charges a contingency fee for its claim assistance services.

Official settlement information may be available through the Court-approved settlement website and Settlement Administrator.